
Steve Ginnett
Aloha, and welcome!
Steve is the Hawaii Branch Manager and Mortgage Loan Officer at Skyridge Lending, proudly serving clients across all islands. With deep roots in the islands—visiting since 1974, owning properties on Maui, and having family in Wailuku—he truly understands the unique aspects of Hawaii’s real estate market.
With over 35 years in customer service and a degree in Economics from the University of Washington, Steve brings both expertise and a personal touch to every mortgage journey. Whether you're looking to purchase a second home, invest in a rental property, or explore non-QM and self-employed loan options, he’s here to guide you with transparency, education, and tailored solutions.
Steve’s goal isn’t just to close loans—it’s to build lasting relationships. He stays ahead of market trends so you can confidently navigate today’s ever-changing landscape and plan for your future financial success.
If you're ready to explore your mortgage options with a trusted local expert, reach out today—Steve is here to help!

PERSONAL LOANS
We offer a variety of personal mortgage loan options, each tailored to your unique needs. However, we're not just about loans – we're your partners in understanding and navigating your mortgage journey. Whether you're seeking clarity or guidance, don't hesitate to reach out with your inquiries. We're here to make the process seamless and your financial decisions well-informed. Let's embark on this together!