Second/Vacation Homes

2nd homes or Vacation Homes are very common in several of the states where Skyridge Lending is licensed for business. Places like Colorado, California, and Alaska see a higher portion of second homes. We have very aggressive 2nd home loan options with loans to value up to 90% on standard interest rates so this is similar to an owner-occupied transaction or primary residence. We also have some options for 95% loan to values but these rates are typically higher so most people plan on putting at least 10% down on a 2nd home purchase.

We do offer refinances as well on these at the same loan to values for rate and terms and up to 80% loan to value for cashout transactions. Click here to compare options.