Kristen Hirou – Senior Loan Officer

Kristen Hirou
Senior Loan Officer
NMLS: 2012058
California Office: 949.284.9075
Cell: 949.307.0733
Colorado Main Office: 833.759.7434 
Fax: 949.220.0315
509 Scott Ave Suite 154
Woodland Park, CO 80863


Kristen started her career in retail mortgage lending in 2001 after graduating college with a Bachelor of Science in Business Administration from Pepperdine University.  She has held several positions as loan officer and wholesale account executive prior to joining Skyridge Lending. 

In 2002 she then went into wholesale lending until 2008 working with mortgage brokers and loan officers and structuring loans in California.  In 2009 she was licensed in property and casualty insurance and worked at AAA in home and auto insurance for nine years.

In 2018 Kristen then returned to wholesale mortgage lending as an account executive where she worked with mortgage brokers and loan officers nationwide with Citadel Servicing and then Arc Home loans.

In 2020 Kristen obtained her NMLS license to work with borrowers directly. Over the years her top priority is always the client, whether it be wholesale or retail lending. She enjoys working with borrowers and families to assist them with their financial decisions and providing best in class service.

Kristen believes the client is always the top priority.  Her goal is to establish clients for life and assist their family and friends as a trusted advisor in regard to their purchase and refinance needs. 

Kristen is a native of Southern California with parents that have midwestern roots.  She has a large family which includes three brothers and six nieces and two nephews.  She enjoys travel, hiking, outdoor activities and quality time with friends and family.  She also has a five-year-old dog, Nemo, and a fifty-year-old tortoise, Maximillian.

Kristen Hirou
NMLS #2012058